Credit Reporting

There are three national credit reporting agencies or repositories. The majority of mortgage related credit reports use a combination of these agencies. For information regarding credit ratings or disputes of information contained in the reports issued by the agencies, inquires should be made directly to the agency:

For more information regarding dealing with credit related issues take a look at these topics:

Requesting a credit report

Credit scores

Disputing an account

Obtaining creditor account information.



Equifax Credit Information Services
PO Box 740256
Atlanta, GA 30374

Experian Credit Information Services
PO Box 2104
Allen, TX 75002

PO Box 390
Springfield, PA 19064-0390

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