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USAGE AGREEMENT PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE This Website is provided by Home Mortgage of North Carolina, Inc. and may be used for informational purposes only. By using the site or downloading materials from the site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions, do not use the site or download materials from the site. LIMITED LICENSE:Subject to the terms and conditions set forth in this Agreement, Home Mortgage of North Carolina, Inc. grants you a non-exclusive, non-transferable, limited right to access, use this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way. Home Mortgage of North Carolina, Inc. authorizes you to view and download the information and or materials at this Website ("Site") only for your personal, non-commercial use. This authorization is not a transfer of title in this information and/or material or copies of this information or material and is subject to the following restrictions: 1) you must retain, on all copies of the information and/or material downloaded, all copyright and other proprietary notices contained in the information and/or material downloaded, all copyright and other proprietary notices contained in the information or material; 2) you may not modify the information and/or material in any way or reproduce, display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. You agree to prevent any unauthorized copying of the information contained on this Site and or its accompanying material. Except as expressly provided herein, Home Mortgage of North Carolina, Inc. does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information. DISCLAIMER:The information and or material on this Site may contain inaccuracies and typographical errors. Home Mortgage of North Carolina, Inc. does not warrant the accuracy or completeness of the information and/or material, or the reliability of any advice, opinion, statement or other information displayed or distributed through the site. You acknowledge that any reliance on any such statement, opinion, advice, or information shall be at your sole risk. Home Mortgage of North Carolina, Inc. reserves the right, at its sole discretion, to correct any errors or other changes to the site, its information, material, products, programs, services, rates or prices at any time without notice. This site, the information, material and any software contained herein, is provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for any particular purpose. THIRD-PARTY SITES:Home Mortgage of North Carolina, Inc. may provide, on this site, links to web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk. Home Mortgage of North Carolina, Inc. makes no warranty, representation, or endorsement regarding any linked web sites or the information regarding therein or any of the products or services described thereon. Links do not imply that Home Mortgage of North Carolina, Inc. or this Site endorses, sponsors, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of Home Mortgage of North Carolina, Inc. CHOICE OF LAW: This site is controlled, operated and administered by Home Mortgage of North Carolina, Inc. from its offices within the United States of America. You are responsible for compliance with all local laws. This Usage Agreement shall be governed by the laws of the State of North Carolina, without giving effect to its conflict of law provisions. LIMITATION OF DAMAGES: In no event shall Home Mortgage of North Carolina, Inc. be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information processing system) that are related to the use of, or the inability to use, the content and functions of the site or any linked website, even if Home Mortgage of North Carolina, Inc. is expressly advised of the possibility of such damages. INFORMATION PROVIDED BY YOU: Home Mortgage of North Carolina, Inc. does not want you to, and you should not, send any confidential or proprietary information to Home Mortgage of North Carolina, Inc. via the Site, except for certain information in the application, pre-approval, or pre-qualification for a mortgage loan. You agree that any information that you provide to Home Mortgage of North Carolina, Inc. will not be considered confidential or proprietary. By providing any such information to Home Mortgage of North Carolina, Inc. you grant to Home Mortgage of North Carolina, Inc. an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information, and you further agree that Home Mortgage of North Carolina, Inc. is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Home Mortgage of North Carolina, Inc. You further recognize that Home Mortgage of North Carolina, Inc. does not want you to, and you warrant that you shall not, provide any information or materials to Home Mortgage of North Carolina, Inc. that are defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material or another. CHANGES: Home Mortgage of North Carolina, Inc. reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, such changes posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes. Home Mortgage of North Carolina, Inc. may terminate, change, suspend or discontinue any aspect of the Home Mortgage of North Carolina, Inc. Site, including the availability of any features of the Site, at any time. Home Mortgage of North Carolina, Inc. may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. Home Mortgage of North Carolina, Inc. may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all materials. AGREEMENT:This Agreement constitutes the entire agreement between Home Mortgage of North Carolina, Inc. and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason any provision of the Agreement or portion thereof is found to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect. PRIVACY POLICY: Home Mortgage of North Carolina, Inc.'s website Privacy Policy is located on the Site. |