What information will I need when I apply for a loan?

The following information is collected with the loan application to expedite approval. Your circumstances may require different information.

Application information:
  • The sales contract for the home purchase
  • w-2’s covering the last two years
  • Pay stubs covering the last 30 days*
  • Bank & investment statements covering the last 2 months

If any of the applicants are self-employed, please provide your complete individual and corporate tax returns covering the last two years and a year-to-date income statement and balance sheet.

* If 25% or more of the applicant’s income is derived from commissions, bonuses or overtime, please provide your complete individual tax returns covering the last two years.

You will also need to provide the following names, addresses & account numbers as applicable:

  • Landlord information covering the last 2 years
  • Mortgagee information covering the last 2 years
  • Current installment loan information
  • Charge card information

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