Home Affordability
The following calculator will help you determine the maximum loan amount based on standard lending guidelines.

Please remember that there are many factors which may increase or decrease the results you obtain.


If you have a specific house in mind, try the Pre-qualify me calculator.

Loan Information
Interest Rate: %
Loan Term: years
Are you most interested in buying a home within the city limits?
Yes No
If you are interested in townhouses and condominiums, you may want to estimate monthly homeowners' association dues:
Your sources of income:
  You Co-applicant
Monthly salary:
Monthly commissions (if any):
Monthly overtime income (if any):
Other continuing monthly income:
Your monthly expenses:
  You Co-applicant
Car loans/leases:
Student loans:
Other installment loans:
Monthly charge card payments:
Monthly alimony/child support:
Maximum loan amount:
based on a downpayment of 20% or greater
Would you like to re-calculate with a lower downpayment?
Select downpayment amount:

3% 5%
10% 15%
The new loan amount is: 
This indicates a sales price of: 

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